Social security and pension plans
Social security and pension plans
“Remaining in the social security system of their home country is of major importance for many internationally active employees, as they are familiar with the advantages, benefits, and claims they enjoy from their native social insurance system.”
Furthermore, globally active companies recognize the importance of continuous insurance coverage for their employees and the importance of avoiding any insurance gaps or frequent changes in social security systems. With a social security progression that is as continuous as possible, many potential hurdles with regard to future pension benefits or social security coverage in the case of disability can be avoided.
In cases where social security coverage cannot be maintained in the home country, and the social security in the country of deployment does not provide the desired level of social security, CONVINUS would be glad to advise you with regard to private insurance and pension plan solutions for international employees. In this case, this may involve temporary insurance for individual employees or complex pension plan solutions for groups of employees who are regularly assigned to foreign destinations.
We are generally able to assist you with all social security issues - no matter whether it is determining the current social security coverage, the desire to transfer social security to a particular country, or the administrative settlement and payment of social security contributions in Switzerland and abroad.
Speak to us about the challenges you face. Working together with you, we will assess and implement the best possible social security coverage for your employees.
Our key consulting services:
- Advice on and structuring of social security coverage for cross-border social security situations
- Ensuring the correct social security coverage for “multi-state workers”
- Analysis of current insurance coverage for employees and suggesting optimal solutions
- Registration, settlement, and the correct payment of social security contributions in Switzerland and abroad
- Exemption from Swiss health insurance obligations for posted employees
Health insurance coverage for expats
For the coverage of the health insurance risks of expatriates, we evaluated a provider and drafted guidelines and process documentation so that this could be implemented in 14 countries.
BEST PRACTICES - A small selection of cases from our day-to-day work:
- Review of social security coverage for German, French, and Austrian employees
- Structuring of employment in the DACH region (Germany, Austria, and Switzerland) for a German CEO with the goal of remaining in the German social security system
- Comparative calculations for pension benefits from the Swiss and Belgian pension insurance systems
- Application of A1 documentations for assignments to Italy and the “Certificate of Coverage” for assignments to the USA
